Dave Says

Dear Dave, Is it ever okay to pull money out of your emergency fund to pay off your home?My husband and I were talking about this the other day, because we are so close to paying off our mortgage.We would appreciate your thoughts.

Update from Senator Jacobson

Last Friday marked Day 59 of the 60-day session. We will return this Friday for Day 60.

Pieces of Me

It’s time for my annual column.The one that talks about how no matter your occupation, it seems we’re all trying to keep our heads above water this time of year!But it’s a fun time of year, following kids to outdoor sporting events, awards nights and banquets galore.

Dave Says

Dear Dave, I have two cars. One is paid for, and I owe $23,000 on the other.These are my only vehicles. I’d like to sell the one I still owe money on, but no one wants to pay enough to cover the balance.

Pieces of Me

March was an extra expensive month at our house, mostly thanks to purchasing half a beef for our freezer.Delicious - but expensive.

Update from Senator Jacobson

We have reached the final full week of the second half of the 109th Legislature. After this week, we are scheduled to return on Friday, April 17, to vote on any final legislation or veto overrides. If the Governor indicates that he will not veto any bills, Day 60 may not be necessary.

Dave Says

Dear Dave, I’m 65-years old, and I work part-time. My wife is 59, and she works full-time earning about $160,000 a year. We’re both selfemployed, so at what point do we stop buying term life insurance? I have a $500,000 policy, and we have $500,000 in savings.

Update from Senator Jacobson

Monday, March 30, marks Day 52 of the 60-day session. The Legislature will meet for four days this week and four days the week of April 5. We may then return on April 17 for Day 60 to discuss any veto overrides or pass any final pieces of legislation.

Pieces of Me

We all misplace things now and then, but I’ve been feeling extra crazed in this department this year.In fact, the list of items that have disappeared for a short amount of time around our house is a bit alarming.I’m an organized person.Actually.

Dave Says

Dear Dave,My wife and I are in our mid-thirties, and the only debt we have is a combined $15,000 in student loans and credit card payments. We’ve got almost $100,000 in our 401(k) plans, plus we have no children.What steps can we take toward becoming even better investors?